We are the first European entirely cloud-based Neobank using Microsoft Azure with branches in 23 countries in Europe. Our mission is to change how businesses pay and get paid. Viva Wallet is a principal member of Visa and Mastercard for acquiring and issuing services. Viva Wallet provides businesses of all sizes card acceptance services through the innovative Viva Wallet POS app, add-on Google Play devices and through advanced payment gateways in online stores. It also offers business accounts with local IBAN and a business Viva Wallet Mastercard card.

Viva Wallet Holdings owns a subsidiary Greek banking company (VIVABANK SA) and a subsidiary E-money Institution as per PSD II Directive provisions with pass porting rights across the entire EEA Region.

We offer:

• Competitive annual salary (up to ?40k)


• Annual bonus based on targets' achievement


• A fully digital, fast-paced, transparent way of collaboration


• Regular feedback to develop your skills


• A chance to grow within a fast-moving European fintech/neobank

What you will do:

• Ensure implementation and adherence to local legislation, rules and regulations


• Assist in designing and/or enhancing procedures and policies


• Monitor adherence on behalf of the MLRO to the domestic KYC requirements and transactional behavior of the local portfolio of merchants in Spain


• Liaise with Issuing, Acquiring and Payments oriented Banks, FinTech?s and PSPs on AML & Anti-Fraud related issues


• Assist in training the local branch's staff and actively promoting and safeguarding AML/CFT culture


• Prepare reports to external authorities and internal stakeholders


• Deputize for the MLRO in their absence or when necessary

Requirements

About you:

• You have proven experience of at least 3 years in combating primarily Money Laundering / Terrorism Financing as well as Fraud in Spain, preferably within the context of merchant acquiring and payments


• You possess solid knowledge of AML/CTF ever - evolving regulatory framework


• You have hands-on experience on systems, databases and tech solutions related to AML/CTF


• You enjoy analysis as well as synthesis of data


• You have a "can do" attitude and take ownership of your work


• You consider integrity and confidentiality as your most invaluable characteristics


• You have a background in Law, Finance or Economics


• Any professional certifications (i.e. ACAMS, ICA, CRISK, ACFE) will be considered a plus


• You speak and write fluently Spanish and English. Additional EEA-31 languages will be considered a plus